National Travel and Tata AIG Travel Insurance

National travel and Tata AIG Travel Insurance

Do you vacation quite often either within the country or abroad? You must be well aware of the risks associated with traveling. It can be a medical emergency, an accident, losing your baggage or documents. It can be delay of your flight or just a flight cancellation which may add to your expenses. Here lies the importance of having good travel insurance. It is the insurer who then takes care of your travel related hassles letting you enjoy a worry-free financially protected traveling experience.

One popular policy worth noting is . If you are all ready to travel abroad, you may opt buying this policy. Once your travel destination is confirmed, your itinerary planned, and visa issued, you may proceed to buy. Yes, buying can happen right from the comfort of your space. Visit nriol.com, get quotes, compare plans, fill details, and buy credit/debit card or via net banking. NRIOL also receives payment by cheque. Once the transaction happens, your National travel insurance would be issued, emailed and couriered to the specified address.

You may choose from amid the silver, gold, and platinum plan. Basic benefits include medical expenses, repatriation and evacuation, personal accidental death, dental cover, loss of checked-in baggage, delay of baggage, loss of passport, hijack distress allowance, personal liability, daily allowance in case of hospitalization, bounced Hotel booking, AD&D common carrier, and child escort. You can opt for add-on benefits paying additional premium for your National travel insurance policy.

Another popular policy is . Most of the basic benefits covered in the aforementioned policy are also covered in Tata AIG. There are sub-limits in both. In Tata AIG, it is applicable to the age category of 56-79 years. When it comes to visiting hospitals in the USA during a medical emergency, the insured is free to approach any hospital at his/her convenience. In the USA, Tata AIG assists the insured via its assistance company called ‘AIG IS’ and in other countries, it is ‘ISOS’. Contacting assistance companies ensures a more hassle-free availing of services in times of emergencies.

When it comes to reimbursements, claim settlement differs according to outpatient and inpatient treatment. In the case of out-patient treatment of Tata AIG travel insurance, the insured has to pay first and later claim the amount once back to India. The insurer settles claims in 7 business days. In case of hospitalization or in patient treatment, cashless settlements can happen provided the assistance company is informed of the treatment in time.

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